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You Can Make Alot Of Profits By Investing On O-Wealth, A New Plan By O-pay Platform.

Hello our esteemed readers, You Can Make Alot Of Profits By Investing On O-Wealth, A New Plan By O-pay Platform.

In this article, we’ll be able to talk about the O-Wealth a new plan from O-pay.

But the O-Wealth is a Savings and investment platform built into the O-pay App.  But that enable you save part or all of your OPay fund to get an annual interest.

The OWealth – Savings and Investment Plan by OPay

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 The Annual Interest:

But The annual interest is fixed at 10% which is attractive compared to the 6% which is the highest any Nigerian bank can offer.

The O-Wealth investment avenue allows investors to save any amount of money in the platform. You can go the full year or more or you can withdraw your money at any time. The Investors will find this article very useful as we break down into details all you need to know about OWealth (An investment scheme by OPay).


Now, the RT, will bring you the best thing that you can offer so that, you can invest in the platform.

Our Calculation About The Profits:

Let’s use numbers and figures to analyze the profitability and the advantage of OWealth investment over the banks.

Examples (1).

If Man A makes a total investment of N2,000,000 in OWealth while Man B makes a total investment of N2,000,000 in a bank (A bank that offers a high investment returns of 6%) Both for the period of one year.

But, The returns on investment (Interest) for both will be:

Man A’s returns on investment (Interest) with OWealth :
N2,000,000 × 0.10 = N200,000

i.e. at the end of the one-year period Man A can withdraw a total of N2,200,000 having made his 10% profit of N200,000.

Man B’s returns on investment (interest) with his Bank:
N2,000,000 × 0.06 = N120,000

i.e at the end of the one-year period Man B can withdraw a total of N2,120,000 having made a profit of N120,000

The decision to invest again lies in the hands of the investors. But one thing is clear the OWealth investor made a profit almost twice as the Bank investor. A whole difference of N80,000.

Another advantage is that all interest on your OWealth though calculated annually will be credited daily. Any interest on your investment is payable on the capital you invested once it has completed a period of one day (24 hours).

You can withdraw your funds without losing the interest you have earned at anytime. This is almost impossible with conventional banks savings and investment deals.

Having considered the profitability and advantages OWealth has over bank investment we should also note that OPay is offering the OWealth investment scheme under the license of Blue Ridge Micro Finance Bank Limited. It is a licensed investment scheme and not a ponzi scheme.

This Is How You Can Save & Invest With O-Wealth.

But in here, you can now bring and comes the most important part which is how to run everything from investment to withdrawal on OWealth.

1. Download and Install OPay App:

After all of the articles, that we’ve been through above, Firstly you need to have the Opay App. OWealth is built into the OPay App.

But If you don’t have it, it’s easy to get you can download  and install it from your Google Playstore or your Apple store for your Android and IOS prospectively.

2. Signup for OPay:

Secondly create account and sign in by filling the necessary information required.

3. Fund you OPay Account: Then you can proceed to funding your OPay account.

4. And Then, Subscribe to OWealth: After successfully funding your OPay account click on the ‘OWealth’ or ‘Savings’ on OPay dashboard. At this point some terms and conditions will pop up. Read and accept to proceed.

5. After that, Fund your OWealth Account: The final thing to do is to fund your OWealth investment. Fill in the amount you want to invest and confirm. You will receive an alert, click done. And that’s it ‘You’re an investor’. Your interest will be creditied daily to your OWealth balance.


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But after that,  You can go to OWealth to view your investment and your profits details at anytime.

But If you wish to withdraw your funds anytime, It will be transferred to your OPay wallet where you can transfer it directly to your bank. The interest you have earned as at then (If not up to a year) will also be credited.

Also there are OPay stands across Lagos and some other states in Nigeria to help you with transactions provided you have any issue(s) understanding the App or how to make transactions.

OWealth has no doubt become a giant savings and investment scheme in the Nigerian financial space. The outstanding offers and benefits it brings, interest accuracy, Capital & interest cash out at any moment, flexibility and reliability are some of the reasons why it stands out and why you as an investor might not like to miss out on this investment platform.

This article is not only for investors, but also to enhance financial inclusion so that the people will have a knowledge of the investment and savings opportunities available to them, and use these opportunities to their own advantage.

Also they make sure they make the best investment decisions that’ll keep their funds safe and yield maximum profit. It’s not difficult to understand or to put into practice.

Everyone that read this article should be able to understand how these investment schemes work and use it to their advantage. If not every investment scheme, you should be able to understand the much emphasized OWealth and be able to make use of the available investment offer.

It is more practicable for people who have funds they might not be using. Even if there is no such fund you can raise it. The 10% interest Owealth offers is worth it, isn’t it?

When you consider the profit the investment can fetch you it is actually worth it.

Now what can discourage you from saving on OWealth? Perhaps an emergency? The answer is “No”.

This shouldn’t discourage you from investing in OWealth.

In case of an emergency, all you need to do is login to your OWealth account and withdraw your funds. And the most interesting, because you are credited with your interest daily, you’ll be given your funds and the interest accrued (due). Without completing the one year you get the interest for the duration you have completed.

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